Expertise

Payments

Business Processes

• Prepaid, Debit and Credit card product rollout
• Settlement
• Reconciliation
• Fraud management
• Dispute handling
• Card Scheme Compliance

Technology Selection & Implementation

• Cryptographic modernization: migrating from Triple DES to AES
• Quantum-safe cryptography implementation
• Magstripe, chip and contactless card technology
• Mobile NFC – Apple Pay, Google Pay, Samsung Pay
• Tokenisation
• E-commerce
• Mobile, stand alone and integrated POS terminals
• Transaction switching, including Connex and Base24 on HP NonStop
• Direct Entry and NPP
• QR codes
• Cloud infrastructure – Google, AWS and Azure IaaS and Serverless
• Payments Standards – AS2805, ISO8583 and ISO 20022
• 3-D Secure (3DS) 2.x
• APIs and Web Services
• Agentic Commerce